Retos de las microfinanzas en Argentina: nueva evidencia empírica en base a encuestas al sector nacional
Palabras clave:
microcrédito, microfinanzas, inclusión financieraResumen
El presente trabajo estudia el sector de las microfinanzas en Argentina. Específicamente, realiza dos aportes a la literatura que analiza los obstáculos al desarrollo del mismo. En primer lugar, se propone un instrumento de creación propia y fácilmente replicable (que amplía y ajusta el reconocido cuestionario regional “Banana Skins”) para analizar riesgos, amenazas y obstáculos percibidos por el sector local. En segundo lugar, se exponen los resultados de un primer relevamiento on-line realizado a 33 referentes y líderes de instituciones, tanto privadas como públicas del país. Así, además de resumir y actualizar los riesgos, amenazas y obstáculos históricos relevados en la literatura, este trabajo presenta información inédita que permite ordenar y estudiar comparativamente la urgencia percibida por los distintos grupos de actores en torno a estas variables.Descargas
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